Canadian Dental Care Plan
The Canadian Dental Care Plan (CDCP) is a groundbreaking initiative by the Canadian Government to provide essential dental care services to eligible residents. Launched in December 2023, the CDCP aims to ensure that every Canadian has access to comprehensive and affordable oral health care.
Applications are open
Eligible Canadians of all ages can now apply for the CDCP.
Sections
Eligibility requirements
To qualify for the CDCP, you must meet all 4 of these requirements:
- You don't have access to dental insurance
- You and your spouse/common-law-partner (if applicable) must have filed your tax returns in Canada so that your family income can be assessed for the previous year
- Your adjusted family net income is less than $90,000
- You're a Canadian resident for tax purposes
If you have dental coverage through government social programs
If you have dental coverage through a provincial, territorial or federal government social program, you can still qualify for the CDCP. If you qualify, your coverage will be coordinated between the plans to make sure there are no duplication or gaps in coverage.
If you provide false information on your application, you and your family may be removed from the plan. If you weren't eligible for the CDCP, you may have to repay the full cost of services received.
Step-by-Step Guide to Applying for the CDCP
Check Eligibility
Before filling out your Canadian Dental Care Plan application, ensure that you meet the eligibility criteria for the CDCP. Refer to the Eligibility section to verify your qualification based on age, disability status, and income.
Gather Required Documentation
To complete your Canadian Dental Care Plan application, you will need the following information for yourself and your spouse or common-law partner (if applicable):
- Social Insurance Number (SIN)
- Date of Birth
- Full Name
- Home and Mailing Address
- List of any dental coverage through government social programs (if applicable)
- Proof of tax filing for the most recent year (Notice of Assessment)
Renewing your coverage
Canadian Dental Care Plan (CDCP) members must renew their applications to the CDCP every year to avoid a gap in coverage.
If you missed the renewal deadline and your coverage ended on June 30, 2025, you can still submit a renewal application. There will be a gap in your coverage until it is reinstated. Oral health care services received during this gap will not be covered nor reimbursed.
Note: You can check the status of your and your dependant's application.
What to expect
Once your renewal application is completed, you will receive a determination letter confirming whether you remain eligible under the plan. This letter will outline your new coverage start date and your co-payment level, if applicable, which may have changed, based on last year’s adjusted family net income.
Enrolment confirmation and your start date
Once you've applied and we've confirmed that you qualify to the Canadian Dental Care Plan (CDCP), you will receive a letter from the Government of Canada with your CDCP member ID, coverage start date and co-payment level (if applicable). You can also get a copy of your letter through your My Service Canada Account (MSCA). You can use your letter to book your first appointment with an oral health provider (on or after your coverage start date).
Note: You do not need to wait for your welcome package from Sun Life to get care, as long as you have your letter with your CDCP member ID, coverage start date, and co-payment level with you at your first appointment. Your provider will need the information in your letter to confirm your coverage under the plan.
Find an oral health provider
If you don’t already have an oral health care provider, you can talk to a provider in your community or consult Sun Life's CDCP Provider Search.You can also call the Sun Life CDCP Contact Centre at 1-888-888-8110 for help.
Services covered
The Canadian Dental Care Plan (CDCP) will help pay a portion of the cost for a wide range of oral health care services.
Services including those beyond the frequency limits that require approval in advance are available as of November 1, 2024.
Examples of services that could be covered under the CDCP when recommended by an oral health provider, include:
Note: Some services including those beyond established frequency limits require preauthorization by the CDCP. This means your provider will recommend services and the CDCP will confirm whether they will be covered by the plan. This pre-approval must happen before you can receive these services. The decision will take into consideration your oral health history and medical conditions. Not all requests will be approved for coverage. You may still decide to proceed with the services proposed by your provider, even if not covered by the plan and pay for these directly to your provider.
Your CDCP Dental Benefits Guide - Dental Services Covered by the CDCP
CDCP Dental Benefits Guide
The CDCP also provides additional benefits to ensure comprehensive oral health care:
Emergency Dental ServicesOrthodontic Services
Diagnostic Services
Accurate diagnosis is the first step in effective dental treatment. The CDCP includes coverage for:
ExaminationsX-rays
Restorative Services
Restorative dental care helps repair damaged teeth and restore their function. The CDCP covers:
FillingsCrowns
Oral Surgery Services
Oral surgery may be necessary for various dental conditions. The CDCP includes coverage for:
ExtractionsOther Surgical Procedures
Prosthodontic Services
Prosthodontic care involves the replacement of missing teeth. The CDCP includes:
DenturesRemovable Partial Dentures
Periodontal Services
Periodontal treatment addresses gum health and prevents the progression of gum disease. The CDCP covers:
Deep ScalingRoot Planing